How to Buy Beauty Products and Perfumes – Some Helpful Tips

While recession has impacted the buying habits of all consumers, we do not need a recession to remind us that buying smart is the only way to get the best value for your dollar. Buying smart means two things—a reasonable margin over cost is allowed to be included in the retail price and the product lives up to its claims. With respect to beauty products, unfortunately, the industry is teeming with products that are pushed with hype and nothing else. So here is how to go about buying smart.

Let us first understand the beauty products segments. There are two major ones. Clinical beauty products and Fashion beauty products. The clinical segments consists of things like skin toners, eye conditioners, cleansing products and moisturizers. Fashion products mostly consist of perfumes and fragrances, but may also include aromatherapy products. Note that I have not included the third kind, “Muscle manipulators” as beauty products. These include botox and other invasive and non-invasive, sometimes surgical products. Simple advice–stay away from these. They are fatal to your long term looks.

1.First off, be very careful of overapplying make-up. Make-up products contains acids and chemical restoratives which may have negative impact on your body and hormone’s natural rejuvenating process. A quick tip–if you look pasty and 100% wrinkle free (as do many TV anchors and actors and actresses) you are harming your skin permanently. Make-up should be a light sheen on your skin. There is another way to deal with wrinkles, but caking make-up over wrinkles, as any dermatologist will tell you, causes long term skin damage and may even lead to other diseases like immno-deficient trends and allergy build-up. Similar, use moisturizers very sparingly–no matter how they are hyped, they contain reagents that take away skin’s natural moisture making ability.

2. Do not be fooled by hype. Study the manufacturer. Study its history, its recalls, its problems and if a public company, study its financials to see how much it spends on research and development, not on marketing. The money it spends on marketing is a negative investment to you as a consumer. Investment in research on the other hand shows you that they are forward thinkers. If you do not get the information from the financials, ask the management.

3. Buy your clinical product from one who specializes in skin toners, cleaners and other conditioners. Never buy fashion products from the same manufacturer. You will find that making perfume is an age old process and companies that dabble into it are not necessarily leaders. While both are chemical processes, perfume making is an art, not science. That is why the perfume brands that have been around for 50+ years generally do not peddle skin toners. If they do, stay away. There are at least 10 excellent companies in each category so you have plenty of choice.

4. The best clinical products are ones without added fragrance. The best fashion products, specially perfumes, are subtle, not overpowering. Also, remember evening scents are different from morning scents. Finally, both type of products, definitely clinical products should be bought after consulting with a good professional, because they can determine your natural skin tones and underlay textures and advise you accordingly.

5. Remember what I said about hype? Forget overhyped, branded products. You are mostly paying for marketing dollars. Instead, compare the ingredients–ignore the ones that have fancy names like “so and so’s formula” or “musk hair extract”. It means nothing because FDA will not allow an untested product to be prominently mixed, so you may be getting a negligible amount of that fancy ingredient. You will find that cheaper or store brands have the same chemical or natural ingredients as the fancily priced ones. The only exception I make is in perfumes. Certain perfumes have been around for a long time and never go out of fashion. On the other hands, the upstarts, peddled by actresses and actors, are usually cheap smelling, overpowering and have very little elegance and subtlety. Remember, you are wearing a perfume strictly for others. The trick is this–if you can “smell” your own perfume, you have either put too much or the perfume is cheap–and I don’t mean price wise. The best perfume is the one that subtly “hangs” in the air. You should either not smell a good perfume, or smell it very faintly–almost as if you are not sure you smelled it.

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Flat Bridal Shoes – Fashion Beauty Tips

Flat bridal shoes. At first that could provoke a boring mental picture, but only if you have not looked at the endless variety of wedding ballet flats. It is dazzling, in fact overwhelming to browse through the many styles, colors, plain or print, leather (suede included), or even sporty looking designs. And many by the top shoe fashion artists.

There are practical reasons for choosing flat shoes for your wedding. Easier on the sole of foot muscles, which will walk you down the aisle, and bear your weight at the perhaps long and challenging reception line, if your groom has a huge family….

During the reception and dinner, you will be getting up and down all the time. If you wear four inch heels and kick them off when you sit down, you’ll be groping for them every time a speech is demanded.

If you choose flat shoes for your bridesmaids, I guarantee it they will be forever grateful. They have just as long a day as you do – in fact longer! Many brides leave the wedding early for their honeymoon leaving the wedding party and guests dancing all night. Flat shoes can convey the very edge of designer fashion, while feeling like bedroom slippers!

After your wedding, all can wear their wedding ballet flats for many occasions.

In particular, white, black, ivory, silver and gold ballet flats can be matched with jewelry. Earrings, necklaces and bracelets can easily be chosen to go with your wedding party outfits.

Many ballet flats come in designs with two or three colors, particularly mixtures of metallic shades. This allows a mix and match choice of jewelry for bride and bridesmaids. Some women look better in the colder shades of white, silver, or white gold. Others glow handsomely in the warmer gold, copper and bronze tones.

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Glass Jewelry – Fashion, Beauty and Elegance

No other accessories can match the evocative beauty of glass jewelry. Glass jewelry can be handcrafted from sea glass or manufactured using state of the art glass technology. Fashion experts are increasingly using glass as a standalone jewelry item or as an important part of their creations.

The most well known glass jewelry designs are created using Venetian river glasses. Not far behind in popularity are glass jewelry designs crafted from the exotic beach glasses of the Caribbean. Both have a rustic beauty in them reflecting the serenity and beauty of river lagoons and clear beaches.

If you want add color to your wardrobe, then wear a glass jewelry bead necklace. The glass beads can consist of various glass colors of different shapes and sizes. It will surely enhance your presence in any occasion.

If you want a more subdued and refined glass jewelry, then you can choose smaller white or semitransparent glass beads. Deep blue glasses are also perfect if you want a more laid back but elegant accessory.

Your choices of colors for glass jewelry are virtually limitless. Almost all hues of known colors can be used to complement your get up. Red and orange for a fiery presence while purple or green colors can be used for a more formal look.

You can also choose from different shapes of beads to make your glass jewelry. There are perfectly round beads that approximate the shapes of pearls. There are also heart-shaped glass beads to create a highly customized look for your glass jewelry.

Glass jewelries however are not exclusively used as necklaces. You can use glass beads for your earrings and bracelets. Some glass jewelry can crafted with gold frames or silver linings. In this way, the value of your glass jewelry can be enhanced. Gold frames are perfect for glass beads used for earrings. It can create an illusion of depth for your glass earrings thus making it more attractive.

Glass jewelry is a unique piece of adornment. It is a standard practice of high class jewelry makers not to make copies of a design. So when you buy glass jewelry, you can be assured that your piece was designed just for you. There are no other glass jewelry designs that will look exactly like yours. This adds to the allure of glass jewelry.

You have to use long beaded glass jewelry with large pendant if you want to highlight your neck. It is also advisable to use the bright color glass jewelries if you plan to wear dark clothes.

For a more modern look, you can wear a V-shaped dark blouse or a long-sleeved dark cotton sports shirt and adorn it with yellow or bright green small glass necklace. While these colors will not scream, the lively colors will balance your dark modern wardrobe.

On the other hand, if you opt for light color dresses for the ultimate summer and casual look, you must use dark colored glass jewelry. Deep blue or amber will be perfect for your casual ensemble. The white background will set your jewelry apart, making it more noticeable.

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Build Up Your Self Confidence by Using Simple Fashion & Beauty Tips

You are feeling good about yourself and you want to show the world that you have something to offer. You feel that way inside but you look says something totally different. How to get the outside to match how you feel on the inside? Well you have got to ‘Dress for Success’.

But how do you accomplish this? Number one you have got the dress the part and by dressing for the part I mean that you have got to dress for the job, career, or business that you want, not for the one that you currently have. Example if you wanted to be a successful Hair Stylish, you have got to look like you have your hair in order. Would want to go to a Hair Stylist whose hair was always a mess? I don’t think so. This analogy could be used in just about every profession.

Now this does not mean that you have got to go out and spend an exceptional amount of money to get a whole new look. This new look can be accomplished by adding a few pieces of accessories to your existing wardrobe.

Some of the simple tips that I find useful are:

1) Add a piece of jewelry to an outfit. It can be a nice bracelet, a simple necklace, a pair of earrings or even a nice watch. Don’t over do it with the jewelry. Just add something simple to your already existing outfit.

2) Dress up a pair of jeans. I know we dress up for work five days a week and we want a day where we can just tone things down and relax. Dressing up a pair of jeans can be as simple as changing from an old t-shirt to a nicer shirt or maybe a blouse. You can even add a simple jacket depending on the outing.

3) Update you current handbag. By adding a simple handbag you can create a totally different style in the way that an outfit looks and the way that you feel. Handbags are an accessory to any outfit and you should think of it as such.

4) Incorporate some simple beauty tips such as drinking plenty of water. Water promotes rejuvenation of the skin to gives the skin a natural healthy glow.

5) Take some time out for yourself. Every one needs time to unwind and relax. In a previous article that I wrote “Finding Time to Pamper Yourself,” I outlined some tips to follow to assist in taking and making the time for yourself.

Remember that the key to looking and feeling your best is to take care of yourself. If you incorporate some of these tips that I mentioned you can be on your way to build up your self confidence while creating or updating your style.

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Beauty – How To Find The Perfect Beauty School To Attend

Are you interested in perusing a career that is focused on fashion and beauty? If you are, you have number of different career opportunities and jobs to choose from. For instance, you can run your own fashion consultation business, run your own beauty salon, or even a beauty supply store. Although having your own business is nice, you can also work as a beauty supply store worker or be an employee at a beauty salon.

As you can see, you have a number of different jobs and career opportunities to choose from. The only thing that you need to remember is that it is sometimes difficult to get a job or run a successful business that is focused on beauty and fashion. Although it is more than possible to do so, you need to examine the competition. As beauty and fashion increase in popularity, more individuals want to work in that field. What you want to do is set yourself apart from everyone else. To do this, you may want to think about receiving the proper amount of education and training.

When it comes to receiving beauty education and training, you will find that you have a number of different options. For instance, there are two and four year colleges and universities that you can attend. These colleges and universities give you a college degree, one that is often for cosmetology. In addition to attending an accredited college or university, you can also attend a traditional beauty school. Beauty schools are often run by experts in the field and they are often more inexpensive to attend. While you may not necessarily receive a college degree for attending a beauty school, you should be healthy to achievement away with a certificate of completion.

If you do decide that you would like to attend a college, university, or beauty school, to get the proper amount of beauty training, there are a number of important factors that you may want to take into consideration. One of those factors is the cost of doing so. Beauty schools can be fairly expensive to attend, especially if those schools are considered accredited colleges and universities. Yes, you may be able to financial aid, in the form of student loans, scholarships, and grants, but there are no guarantees. Before going broke trying to attend beauty school, you may want to make sure that it is a career that you are serious about.

Reputation is also something that you should think about when looking to find a beauty school to attend. In all honesty, most colleges and universities have outstanding records; therefore, you may be making a good choice with attending one, even really any one. As for a beauty school that isn?t necessarily considered a college or university, you will want to be careful when making your choice. Some beauty schools come highly rated and recommended, but there are others that some employers are actually encouraged to stay away from. To ensure that your beauty training and education is well worth it, will help you get a job or help you start a successful business, you will want to make sure that you choose a beauty school that has an outstanding reputation.

If you are interested in researching beauty schools, colleges, and universities on your own, you may want to think about turning to the internet. With a standard internet search, with a phrase like ?beauty schools,? you should be able to find the online websites of numerous beauty schools, as well as colleges and universities that have cosmetology programs. If you are still in high school, you may want to think about approaching your guidance counselor for assistance.

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Fashion & Beauty Tips For Women

Fashionbeautyguide.com provides tips & guidelines for all fashion & beauty needs of women.
It has various Sections & Sub-sections of Interest to women.
It provides guidelines to women’s Beauty, Wardrobe & Makeover Dresses
Women’s Beauty Section has various sub-sections like Skin Care, Body Care
Hair Care, Health Care & Nail care.
Skin care section deals with topics like having Beautiful Lips & Blush
How to get Rid of Pimples, Acne & Facial Treatment, How to get Fabulous Feet
How to fight against Wrinkles. It teaches Skincare Basics. It teaches Rules to follow for Make ups. It teaches How to rescue your Troubled Skin.
Second section deals with Body care Subjects. It deals with How to bath smart
How to have Beautiful Body, Groom Right & Do not be shy again. It teaches you How to Enhance your Muscle Growth with Vitamin E. It teaches you how to Gear up for a care free winter. It provides Health Guidelines for Ramzan.
It provides guidelines for how to get a Perfect Body.
It teaches you how to get Rid of Excessive Hair, Pamper your Body & Feet.
It teaches you how to Reduce your weight with Diet. How to staying fit in just 30 Minutes. It teaches you How to get Rid of Unwanted Facial & Body Hair.
It provides you with guidelines with what are the Health Benefit of Fiber.
Third section deals with Hair care Treatment for women.
It deals with topics like How to grow & keep lovely long Hair. It deals with topics like Pregnancy & Hair loss, Hair loss & it’s treatment, shampooing Hair,
Saving money on Hair care. It teaches you how to fight against Dandruff, Hair Tips & Tricks
Fourth section deals with Health Care Topics for Women.
It teaches you Promoting Alertness at work, How to control Cholesterol levels
In women, 10 ways to make staying Healthy Easier, 10 Essential Health Tips
10 Fatigue Fighters. It teaches you How Anxiety works & sneaky ways to slim Down. Fifth section provides you with Body care topics for your Hands & Feet & Nail care.
In Wardrobe section are Photographs of Footwear, Hand Bags, Bridal Dresses
& Jewelry.
Makeover section deals with topics like Casual Makeup, Party Makeup & Bridal Makeup.
Thus entire website deals with all subjects of Interest to women.

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Fashion For Women

Fashion Beauty Guide website provides fashion & beauty tips for women.
It covers wide range of topics concerning women.
First section deals with topic concerning women’s Beauty. It has various sub-sections discussing SkiFasn Care, Body care, Hair Care, Health Care & Nails care for women.
Second section deals with Wardrobe dealing with Footwear, Hand Bags, Bridal Dresses & Jewelry for women.
Third section deals with Make Over. It discusses Casual Makeup, Party Makeup &
Bridal Makeup for women.
In skincare sub-section 10 Topics are discussed.
1] How to get Gorgeous Skin
2] Beautiful Lips for women
3] Get Rid of Pimples
4] Beautiful Blush
5] Acne & Skin Conditions
6] Fabulous Feet
7] How to fight against Wrinkles
8] Skin care Basics
9] Makeup’s Do’s & Donot’s
10] Rescue your Troubled Skin
In Body care sub-section 15 Topics are discussed.
1] How to Bath Smart
2] How to get Beautiful Body
3] Do not be shy
4] Enhance your Muscle Growth with Vitamin E
5] Gear up for a care free winter
6] Health Guidelines for Ramadan
7] How to get a Perfect Body
8] Why excess Hair
9] Pamper your Body
10] Pamper your Feet
11] Reduce your weight with Diet
12] Shakeup & Shine
13] Staying Fit in Just 30 minutes
14] How to remove unwanted Facial & Body Hair
15] What are Health Benefits of Fiber
In Hair care sub-section 10 Topics are discussed.
How to grow & keep lovely long hair, Pregnancy & Laser Treatment for Hair Loss
Hair loss & it’s treatment, Use of Hair color & shampooing daily,
Fighting against Dandruff & Hair care Tips & Tricks are discussed.
In Health care sub-section Promoting Alertness at work, cholesterol levels in women,
10 ways to make Staying Healthy Easier, 10 Essential Health Tips, 10 Fatigue Fighters
How Anxiety Works, Sneaky ways to Slim Down are discussed.
Thus visit website www.fashionbeautyguide.com for all topics concerning women’s Interests.

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Why It Is Important To Buy A Home Cover

Nature’s fury or riotous incidences don’t come knocking at your doorstep. Within couple of minutes it can turn down your dream like a pack of cards. It will not only affect your emotions but also impact your finances. At times, a mere earthquake or tsunami leaves millions of people across the world penniless and with no homes. Therefore, the best way to protect your home and its valuable belongings from getting damaged is to own a suitable Home insurance policy.

A home insurance is a form of property insurance designed to cover an individual’s home from damages to the house itself, or to possession in the home. It will also cover your liability or legal responsibility for any injuries and property damage, you or members of your family cause to other people.

Despite of knowing the benefits and best of the coverage to secure their house from any uncertainty and unexpected problems still majority of home owners try to avoid buying home insurance in India because of its expensive costs. Especially in economic slowdowns people start to contemplate whether or not carrying an insurance policy on their home is really necessary. They begin to think that the money being spent on the policy could be better spent elsewhere. This can be a dangerous way to think.

Home insurance, which covers the house and its contents from fire, theft, burglary and other security concerns, is still a segment that has not seen enough takers

Home insurers also provide cover for household appliances including television, washing machine, refrigerator and jewelry or valuables that are kept in the house. In some cases, even pets in the house, at the time of an accident or robbery and are injured in the incident gets a cover. Terrorism and catastrophic incidents are also covered under some products.
Home insurance is something that everybody that owns a home must deal with. If you are considering switching insurance companies, the process can be a little confusing. While looking for insurance cover the first thing that you need to do is find the company that you are going to switch over to. You will want to shop around and make sure that you are getting the best rate available.

You can do this in a number of different ways. Check out some independent review sites and see who is rated as the best company for insurance. Get a few rate quotes online and then visit an agent. They will be able to tell you what everything costs and give you an idea if you are better off than you were. Choose the best company that fits your needs and is within your budget. Once you decide on a company, you will have to do the necessary paperwork to get a Home insurance. You can usually do this in a few minutes while you’re sitting in the office of the agent that you chose to work with. They will have a few forms to fill out and you will be ready to go. They will ask you some basic questions about the property including the value of the property and if you have any special items to be insured. You will have to decide on the coverage limits and the features that you want.

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Different Premium Payment Modes Available In Life Insurance

Affordable premiums are definitely one of the most important features of an insurance plan, however it should also have a balanced share of benefits to offer as well. Here in this article we discuss the basic types of premiums and some of the common modes of payments available with the life insurance plans in market.

Types of life insurance premiums:

There are basically two types of premium payments namely single premium and regular premiums. At the time of opting for the plan, every policyholder would be explained in brief by the insurance agent or company about these two terms in particular. These two types of premiums are determined by the quantum of payment and the frequency decided by the person insured. Single premiums require a lump sum payment to be made by the insured at the time of entry while in regular premiums, he/she will be required to makes payments on a monthly, quarterly, half-yearly, or yearly basis. Both single premium and regular premium plans have their own benefits, yet the former proves to be more efficient when considering the total cost involved. The below example illustrates the basic difference between the two types of premiums.

A 32 year old woman pays a yearly premium of Rs.13,000 for 10 years on her life insurance policy, that offers survival benefits of Rs.2,00,000 on maturity. Going by this mode of payment, she will pay a total amount of Rs.1,30,000 by the end of the term period. However, the same plan comes with an option for single premium whereby a person is required to pay a lump sum amount of Rs.90,000 at the time of enrollment. In the second instance, the person insured can save up to Rs.40,000 on premiums. Taking into account the time value of money and rate of inflation, lump sum payments can often supersede the benefits of regular premiums. But again, making payments in one go may not be feasible for many customers and it is finally on their part to choose the type of payment after evaluating budgetary requirements. Therefore, make sure that you opt for the single premium mode only if you can afford the same without straining your finances.

Premium paying frequency:

Under regular premium mode, policyholders are required to pay premiums throughout the term period, while for some policies, the premium term is less than the policy term. For example, if your purchase a policy that offers life insurance coverage for 10 years, you can either choose to pay the premium for the entire length of the plan or choose a reduced payment term of 7 or 8 years. As a general rule of thumb, the number of installments is directly proportional to the sum insured, ie.,higher the sum insured more the number of installments. Once you have chosen the regular payment option, you then need to decide the frequency of premium payments which is either monthly, quarterly, semi-annually, or annually. Your premium payment term is also linked to the surrender value of the policy. Generally, a life insurance plan acquires surrender value after completion of 2 premium years. So in case you surrender your policy after the first year, you will not be eligible for the same.

Different method of paying your insurance premiums:

Gone are the days when one had to wait in long queues at the branch counters to deposit life insurance premiums. Going in line with the digital advancements of today, even insurance companies have launched apps and web platforms to offer a comprehensive range of services online. Given below are some of the most common methods of insurance premium payments:

Insurance agents – An insurance agent visiting your home to collect premiums was a common scene in early days, when private companies had only started to secure a foothold in the Indian insurance industry. Even with the changed times and latest digital enhancements, you can always get in touch with a collection agent of your insurer to come and collect your payments.

Mobile wallets – Post demonetization, the importance of mobile payments have increased so rapidly that a number of e-wallet companies have entered the market within a short span. The e-wallets offer a lot of facilities ranging from booking a ticket to paying off your monthly bills. Some of the mobile wallets have linked up with the insurance companies to facilitate fast and convenient premium payments for policyholders.

Online payments – As already mentioned, you can simply login to the insurer’s website and pay your premiums through internet banking, credit cards, or debit cards

Standing instruction on credit card – You can give a standing instruction to your insurance company to deduct the premium amount on your behalf. You just have to submit an application for the same along with the details of your credit card.

Electronic Clearing System – It’s an automated system of payment where the premium amount gets deducted from the bank account of the customer on due date. You can register for this service by filling out the ECS mandate form and submitting it along with other relevant details to the concerned branch of your insurance company.

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Determine The Type Of Vegetarian You Are

When it comes to vegetarianism, the fact that one size doesn’t fit all cannot be denied. Several food and health experts are of the opinion that today more and more individuals are adopting some kind of vegetarian diet, however, what they opt to eat and not eat relies on what type of vegetarian they want to be. Many believe that the number of people eating vegetarian diet is growing, as there are large numbers of options available in restaurant menus and in pre-packaged foods at the grocery store.

Being Vegetarian What does it actually mean?

Generally Speaking, the diet of a vegetarian comprises of vegetables, fruits, peas and dried beans, grains, nuts and seeds and no meat and fish. However, even within the vegetarian category, there are several subgroups, which include the following:

Lacto vegetarians consuming plant foods plus dairy products
Lacto-ovo vegetarians consuming both dairy products and eggs
Vegans avoiding all animal products no eggs, no dairy and consume only grains, vegetables and fruits

Semi-Vegetarians

The next category is those who call themselves semi vegetarians. Several of the top 10 dietitians and experts in the country believe that semi-vegetarian doesn’t have one standard definition. A semi vegetarian could be an individual who typically eats vegetarian diet, however, occasionally eats meat, for example, or it could be someone who doesn’t eat red meat but eats other type of meat.

Diet Including Raw Foods

There are some individuals who also eat and enjoy a raw food diet. In a raw food diet, an individual is enticed to eat uncooked stuff that’s truly raw products, uncooked, non-homogenized, etc. Again, there isn’t a single definition as it bundles a bunch of things. For instance, some individuals would eat all of raw foods or others consider eating raw foods even if they actually eat a two third portion of it. A raw food diet could include vegetable only or might even include meat, fish and eggs as well.

Why do People Opt for a Vegetarian Diet?

There are different reasons people prefer a vegetarian diet, but most prefer the diet for health reasons. A recent study has revealed that vegetarians have a lower body mass index (BMI) and lower cholesterol and are less likely to be affected from heart disease. They could also be at lower risk for other drastic diseases and can have effective weight loss as well. Others turn towards a vegetarian diet for religious beliefs, due to environmental or animal welfare concerns, just for economic reasons or because they just don’t like the taste as well as texture of meat.

Does a Vegetarian Diet really offer Health Benefits?

Individuals who consume only a vegetarian diet might not be providing their body vital nutrients it really requires to function optimally. The specific concern remains for vitamin B-12, which comes naturally only from animal sources, vitamin D, iron, zinc and calcium. So, if you are considering switching to a complete vegetarian diet, it’s recommended to talk to an expert nutritionist/dietician to ensure you get the nutrients you require to stay healthy.

Being a vegetarian is not bad at all provided you know what type of a vegetarian you want to be and you are having all nutrients in a proportionate manner.

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